• 1340 Hirschland Rd.
  • Licensed in Indiana, Kentucky and Tennessee
Davis Insurance Group of Evansville, IN providing coverage for home, auto, life, health, and more!
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Davis Insurance Group of Evansville, IN providing coverage for home, auto, life, health, and more!

Davis Insurance Group

You deserve assurance. Look no further than Davis Insurance.

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You deserve assurance. Look no further than Davis Insurance.

Serving The Tri-State For Every Insurance Need

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Davis Insurance Is Now A Proud Provider For
Cincinnati Insurance!

Davis Insurance Group provides the best home insurance in Evansville, IN

About Us

We work for you, not insurance companies.

We will serve as your advocate, focused on protecting what’s important to you, and we choose to work with the most reliable and trusted insurance professionals in the business.

You can expect thoughtful attention from our experienced agents, who will evaluate your unique circumstances, answer your questions, support you throughout your journey and recommend the right mix of coverages to help protect all the things that are important to you and your family.

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Services

We believe in quality service with the coverage that's right for you.

Home Insurance

We make insurance companies compete for your Home Owners & renters needs

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Auto Insurance

We will find the protection at the best price for your vehicles

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Davis Insurance Group provides the best Commercial Insurance for your business in Evansville, IN
Protection by Davis Insurance group in Evansville, IN

Commercial Insurance

We will be with you every step of the way from protection to liability you need for your business.

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Davis Insurance Group is the best insurance company in Evansville, IN for life insurance
Life insurance provided by Davis Insurance Group of Evansville, Indiana

Life Insurance

We will find the right coverage and rate for to keep your family secure

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Health Insurance at Davis Insurance Group

Group Health

We will help you find the best group health plan your employees at a great price

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We work for you, not insurance companies.

Commercial Insurance with Davis Insurance Group in Evansville, IN

Over 30 Years Of Combined Experience

Whether Big or Small, We Cover It All

We Make The Companies Compete For You

Davis Insurance Group of Evansville, IN providing coverage for home, auto, life, health, and more!

Why Do People Choose Davis Insurance Group?

“We have over 30 years of experience making sure people like you have the coverage you need to protect your home, business, family, and yourself. We’re an independent agency, which means we work for you – not the companies. “

What We Promise

We make the best companies compete for your policy.

Davis Insurance Group doesn't give you cut-rate insurance coverage. When it comes to protecting your business and staff, you get coverage from some of the top companies in the industry backed by ratings of A+. It doesn't matter what type of business, home, or car you have, we'll make sure you receive the coverage you need to put your mind at ease.

West Bend Insurance at Davis Insurance Group in Evansville, IN
Safeco Insurance at Davis Insurance Group in Evansville, IN
State Auto Insurance at Davis Insurance Group in Evansville, IN
Davis Insurance Group is your local Progressive Insurance company in Evansville, IN
Travelers Insurance at Davis Insurance Group in Evansville, IN
Liberty Mutual Insurance at Davis Insurance Group in Evansville, IN
Anthem Insurance at Davis Insurance Group in Evansville, IN
United Healthcare Insurance at Davis Insurance Group in Evansville, IN

Call us with any questions you have.

Call Our Office

(812) 491-1090

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Our Team

Meet our experienced team members

Owner of Davis Insurance Group in Evansville, IN

Andy Davis

Licensed in Indiana, Tennessee and Kentucky

10 Years of Experience

Mike Mason of Davis Insurance Group Evansville, IN

Mike Mason

Licensed in Indiana, Kentucky, South Carolina, and FloridA
 

Licensed for Property, Casualty, Life, and Health

20+ Years of Experience

Heath Farmer of Davis Insurance Group in Evansville, IN

Heath Farmer

Licensed in Indiana, Kentucky and Tennessee

5 Years of Experience

Testimonials

What our clients say
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"Davis Insurance Group is a reputable agency with exceptional integrity. They are driven to find the right coverages that provide each of their clients the peace of mind knowing that they are protected. They do this all while understanding that we all live on a budget. Put your mind at ease and give them a call today!"

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"I wouldn’t trust putting my families needs in anyone else’s hands. These guys are the 3 most knowledgeable in their field. Would recommend to everyone who has an insurance need."

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“They found us great rates! Our agent Mike is awesome to work with. He responds to our calls or emails promptly and made it very easy to switch all of our policies from another company and saved us money. Great place to do business with.”

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“Great rates and exceptional customer service for both personal and business insurance. Highly recommend Davis Insurance and their team of professionals.”

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"Heath was awesome to work with and I’d trust him greatly as an agent that cares deeply about getting his clients the right coverage."

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"Davis Insurance Group helped us tremendously when our daughter had a fender bender. Very responsive and professional."

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"Andy and Mike are very knowledgeable. They’ve made switching insurance companies easy and hassle free. The experience has been very informative and I feel I am in a much better place with my insurance coverage now."

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"Really took the time to explain the insurance protection I needed. We just bought our first home and feel very informed about our insurance and were extremely satisfied with the professionalism of Mike and Andy. Highly recommend!"

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Davis Insurance Group in Evansville, Indiana - Locking Down the best coverage for you and your loved ones
Davis Insurance Group of Evansville, IN providing coverage for home, auto, life, health, and more!

Big or Small, We Insure It All.

Services

Hours

Mon - Fri: 9:00 am - 4:00 pm
Sat - Sun: By Appointment
Evenings By Appointment

Office

1340 Hirschland Rd, Evansville, IN

Andy Davis

Heath Farmer

Mike Mason

Davis Insurance Group© 2023. All Rights Reserved

When it comes to townhouse owners, renters, and those living in a condo association, there’s one thing that applies to them all - insurance. Whether you own your townhouse outright, rent it or live in one as part of a condo association, it’s important to have proper insurance coverage.

If you’re the owner, homeowners insurance is the way to go. However, if you are part of a condo association make sure you look into specially designed condo insurance for extra protection. If you’re renting the townhouse though, don’t forget about getting renters insurance for added peace of mind.

No matter which route you take when it comes to your townhome living arrangement, insurance is your best bet for reliable coverage and protection.

If you own the townhouse, the type of policy you need depends on whether your home is part of a condo association.

Condo associations have master insurance policies covering the building, common areas the residents share, and grounds. So, if something happens to the exterior of your home, the condo association may cover it. However, you're still responsible for everything that happens from the drywall in, and a homeowners policy for your townhome covers what your condo association doesn’t.

If you own your townhouse:

If your townhouse is solely yours and not part of a condo association, you’ll need a homeowners insurance policy to help protect your property. Home insurance for townhouses covers the same things that it would for a regular house, including:

  • Damage from fire, smoke, wind and other disasters or hazards
  • Damage to your home’s structure
  • Theft of or damage to your personal belongings
  • Liability protection if someone is injured on your property

You can add other coverages to supplement your homeowners policy that can help cover expenses associated with appliance breakdown, flooding or even identity theft. Learn more about what homeowners insurance can help protect.

If you rent your townhouse:

If your townhouse isn’t part of a condo association and you’re renting it, renters insurance can help you protect your personal property in the event of an accident or theft. Renters insurance for a townhouse can help cover things like:

  • Damage to your personal property from a fire
  • Replacing your personal property after theft
  • Liability protection if someone is injured in your townhome

Even when you’re away from home, your renters insurance follows you wherever you go.

Condos and townhomes may seem similar, but they have a few key differences. A condominium is typically a living space or apartment-style space, that is owned by a condo association and has shared common space among residents that their condo association fees pay for. If a townhome isn’t owned by a condo association, it’s not a condo.

Townhomes are typically multi-story buildings that share at least one wall with another townhouse. They look a bit like row houses without easements between the buildings. They can be owned by a condo association, rented from a landlord or owned by individual homeowners.

  1. Figure out the amount of coverage you need for your dwelling: There are a number of ways to estimate your dwelling's replacement cost. You can obtain an estimate through your insurer, an online replacement cost calculator, an in-person contractor or appraiser, or by calculating it yourself. You should also determine which elements of your home's structure you have ownership over and which parts are communal. 
  2. Determine the value of your personal property: Your personal property will include items such as furniture, jewelry, electronics, and appliances. A standard homeowners insurance will only cover the actual value of your personal property meaning that you will only receive compensation for the depreciated value of your belongings. However, home insurance providers will typically offer replacement costs and inflation guard endorsements for your personal belongings at an additional charge. 
  3. The amount of liability coverage you need: You can use your own discretion to calculate your liability coverage, however, it might be a good idea to think about your lifestyle and risk factors when deciding on your limits.

Having condominium insurance is an effective way to ensure that your belongings inside your condominium are properly protected. Your condo insurance policy covers the interior walls, appliances, and personal property and valuables in your home, offering peace of mind against potential loss or damage due to theft, fire, or other hazards.

It will also provide you with protection should you ever be held responsible for another person’s injury or property damage - liability coverage is an invaluable investment if the costs associated with legal fees become too great to handle alone. Consider investing in condo insurance today for comprehensive protection inside and outside your residence.

Condominium insurance provides a significant level of protection that can help you be prepared in case of damage or loss. While the condo association might provide a master policy, it is important to consider what that policy does not cover.


Condo associations can have a "all-in", or a "single-unit" policy, which covers the fixtures inside your condo such as wiring, plumbing and carpets but may not cover your personal belongings. As well, a “bare walls-in” policy may offer limited coverage for some parts of your home and should be thoroughly reviewed if chosen by the association.


Supplementing the condo association’s master policy by purchasing condo insurance will ensure greater peace of mind about being covered for all scenarios.

When considering a condo policy and what it covers, it is important to be aware of the distinction between the responsibility of your condominium insurance policy and that of your condominium association's master or HOA policy.

While your condominium association's master or HOA policy will cover damage to the building and grounds, as well as external features, your condominium policy specifically needs to address coverage for your personal possessions and appliances, as well as fixtures and other attached features in your individual unit.

In an unexpected covered loss, such as a burglary or fire, you would need to file an insurance claim with both the condominium association's insurance company (if applicable), as well as your own. So don't overlook any details – make sure that you are adequately protected with an appropriate insurance policy.

When in doubt, just consult with us. We will work with you and assist you with the claims process.

When looking for ways to ensure you are protected from theft, fire damage, or liability claims, condo insurance is the key. Condo association coverage only takes care of the exterior of your condominium. On the other hand, condo insurance will cover your interior and possessions from harm, as well as provide protection in case of a lawsuit against you if you are found liable for damaging someone else's property or injuring them while in your condo.

It is critical to consider the amount of coverage you may need in order to protect yourself against financial liabilities that could arise from libel or slander charges, or other legal cases related to bodily injury. Investing wisely in condo insurance could save you a great deal of hassle and expense down the line.

Many condominium owners understand that they can’t deduct their insurance premiums from their taxes. However, there are certain exceptions to be aware of that allow you to potentially gain some tax benefit.

For instance, if you rent out the condo or operate a business from it, you can generally depreciate a portion of the premium you pay for your condo or landlord insurance policy. By taking advantage of these rules, condo owners have the opportunity to make their living spaces more cost effective and efficient in terms of taxation.