• Licensed in Kentucky, Indiana, Tennessee, South Carolina, Florida, Illinois
Davis Insurance Group of Evansville, IN providing coverage for home, auto, life, health, and more!
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Davis Insurance Group of Evansville, IN providing coverage for home, auto, life, health, and more!
Davis Insurance Group of Evansville, IN providing coverage for home, auto, life, health, and more!

Insurance Agency in Henderson, KY

You deserve assurance. Look no further than Davis Insurance.

Local coverage. Trusted guidance. Real peace of mind.

Davis Insurance Group proudly serves individuals, families, and businesses throughout Henderson, Kentucky with personalized insurance solutions designed to protect what matters most.

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You deserve assurance. Look no further than Davis Insurance.

Insurance Agency in Henderson, KY

Local coverage. Trusted guidance. Real peace of mind.

Davis Insurance Group proudly serves individuals, families, and businesses throughout Henderson, Kentucky with personalized insurance solutions designed to protect what matters most.

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Davis Insurance Group provides the best home insurance in Evansville, IN
About Us

Independent Insurance Support Built Around You

At Davis Insurance Group, we believe insurance should feel simple, personal, and reliable.

As an independent agency serving Henderson, KY, we work with multiple trusted carriers — which means we can compare policies, explain your options clearly, and help you choose coverage that fits your life, not a one-size-fits-all plan.

Whether you need protection for your home, vehicle, business, or family, we’re here to guide you every step of the way.

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Insurance Solutions for Henderson Families and Businesses

Explore our most common coverage options:

Home & Renters Insurance

Protect your home, belongings, and property with coverage designed for Henderson residents.

Home

Auto Insurance

Affordable vehicle protection with options from multiple top-rated carriers.

Auto
Davis Insurance Group provides the best Commercial Insurance for your business in Evansville, IN
Protection by Davis Insurance group in Evansville, IN

Commercial Insurance

Business coverage built for liability, property, employees, and long-term security.

Commercial
Davis Insurance Group is the best insurance company in Evansville, IN for life insurance
Life insurance provided by Davis Insurance Group of Evansville, Indiana

Life Insurance

Protect your loved ones with life insurance plans that support your family’s future.

Life
Health Insurance at Davis Insurance Group

Group Health

We help employers offer quality group health plans that support their teams and fit their budget.

Group
Commercial Insurance with Davis Insurance Group in Evansville, IN
Over 30 Years Of Combined Experience
Whether Big or Small, We Cover It All
We Make The Companies Compete For You
Davis Insurance Group of Evansville, IN providing coverage for home, auto, life, health, and more!

Why Henderson Clients Choose Davis Insurance Group

Independent agents working for you — not the insurance companies

Access to multiple A-rated carriers

Personalized coverage for every stage of life

Local guidance with decades of experience

Fast quotes and long-term service you can trust

What We Promise

We make the best insurance companies compete for your policy.

Because we are independent, we’re not tied to one provider. We shop multiple companies to help you find the best value, the right protection, and coverage you can feel confident in. Our job is to make insurance easier — and make sure you’re properly protected.

West Bend Insurance at Davis Insurance Group in Evansville, IN
Safeco Insurance at Davis Insurance Group in Evansville, IN
Davis Insurance Group is your local Progressive Insurance company in Evansville, IN
Travelers Insurance at Davis Insurance Group in Evansville, IN
Liberty Mutual Insurance at Davis Insurance Group in Evansville, IN

Call us with any questions you have.

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(270) 212-0102

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Our Team

Meet our experienced team members

Andy Davis

Licensed in: Indiana, Kentucky, Illinois, Tennessee, Mississippi, Florida, South Carolina
Experience: 10+ years

Mike Mason

Licensed in: Indiana, Kentucky, Tennessee, Florida, South Carolina, Illinois
Experience: 23 years

Heath Farmer

Licensed in: Indiana, Kentucky, Tennessee, North Carolina
Experience: 9 years

Chris Thomas

Licensed in: Indiana, Kentucky
Experience: 10 years

Blake Gamblin

Licensed in: Indiana, Kentucky
Experience: 5 years

Born and raised in Illinois, Roy began his career of service in the United States Marine Corps, completing two combat tours in Iraq. After an honorable discharge, he continued serving as a Vanderburgh County Sheriff’s Deputy for seven years before following his passion into the fire service with the Evansville Fire Department, where he now serves on Rescue 1.

Roy Wright

Licensed in: Indiana, Kentucky
Experience: 2 years

McKenzie Davis

Licensed in: Indiana, Kentucky
Experience: 20 years

Proudly Serving Henderson, KY and Nearby Communities

We work with individuals and businesses across Henderson, KY and Southern Indiana & the Evansville metro area. If you’re nearby, our team is ready to help.

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Not sure what you need?

Which types of coverage match with your needs?
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Ready to Get Started?

Whether you need a better auto policy, new home coverage, business protection, or life insurance planning — Davis Insurance Group is here for you.

Request your free quote today and get coverage built around your needs.

Davis Insurance Group in Evansville, Indiana - Locking Down the best coverage for you and your loved ones

Need A Specific Agent?

Andy Davis

McKenzie Davis

Heath Farmer

Chris Thomas

When it comes to townhouse owners, renters, and those living in a condo association, there’s one thing that applies to them all - insurance. Whether you own your townhouse outright, rent it or live in one as part of a condo association, it’s important to have proper insurance coverage.

If you’re the owner, homeowners insurance is the way to go. However, if you are part of a condo association make sure you look into specially designed condo insurance for extra protection. If you’re renting the townhouse though, don’t forget about getting renters insurance for added peace of mind.

No matter which route you take when it comes to your townhome living arrangement, insurance is your best bet for reliable coverage and protection.

If you own the townhouse, the type of policy you need depends on whether your home is part of a condo association.

Condo associations have master insurance policies covering the building, common areas the residents share, and grounds. So, if something happens to the exterior of your home, the condo association may cover it. However, you're still responsible for everything that happens from the drywall in, and a homeowners policy for your townhome covers what your condo association doesn’t.

If you own your townhouse:

If your townhouse is solely yours and not part of a condo association, you’ll need a homeowners insurance policy to help protect your property. Home insurance for townhouses covers the same things that it would for a regular house, including:

  • Damage from fire, smoke, wind and other disasters or hazards
  • Damage to your home’s structure
  • Theft of or damage to your personal belongings
  • Liability protection if someone is injured on your property

You can add other coverages to supplement your homeowners policy that can help cover expenses associated with appliance breakdown, flooding or even identity theft. Learn more about what homeowners insurance can help protect.

If you rent your townhouse:

If your townhouse isn’t part of a condo association and you’re renting it, renters insurance can help you protect your personal property in the event of an accident or theft. Renters insurance for a townhouse can help cover things like:

  • Damage to your personal property from a fire
  • Replacing your personal property after theft
  • Liability protection if someone is injured in your townhome

Even when you’re away from home, your renters insurance follows you wherever you go.

Condos and townhomes may seem similar, but they have a few key differences. A condominium is typically a living space or apartment-style space, that is owned by a condo association and has shared common space among residents that their condo association fees pay for. If a townhome isn’t owned by a condo association, it’s not a condo.

Townhomes are typically multi-story buildings that share at least one wall with another townhouse. They look a bit like row houses without easements between the buildings. They can be owned by a condo association, rented from a landlord or owned by individual homeowners.

  1. Figure out the amount of coverage you need for your dwelling: There are a number of ways to estimate your dwelling's replacement cost. You can obtain an estimate through your insurer, an online replacement cost calculator, an in-person contractor or appraiser, or by calculating it yourself. You should also determine which elements of your home's structure you have ownership over and which parts are communal. 
  2. Determine the value of your personal property: Your personal property will include items such as furniture, jewelry, electronics, and appliances. A standard homeowners insurance will only cover the actual value of your personal property meaning that you will only receive compensation for the depreciated value of your belongings. However, home insurance providers will typically offer replacement costs and inflation guard endorsements for your personal belongings at an additional charge. 
  3. The amount of liability coverage you need: You can use your own discretion to calculate your liability coverage, however, it might be a good idea to think about your lifestyle and risk factors when deciding on your limits.

Having condominium insurance is an effective way to ensure that your belongings inside your condominium are properly protected. Your condo insurance policy covers the interior walls, appliances, and personal property and valuables in your home, offering peace of mind against potential loss or damage due to theft, fire, or other hazards.

It will also provide you with protection should you ever be held responsible for another person’s injury or property damage - liability coverage is an invaluable investment if the costs associated with legal fees become too great to handle alone. Consider investing in condo insurance today for comprehensive protection inside and outside your residence.

Condominium insurance provides a significant level of protection that can help you be prepared in case of damage or loss. While the condo association might provide a master policy, it is important to consider what that policy does not cover.


Condo associations can have a "all-in", or a "single-unit" policy, which covers the fixtures inside your condo such as wiring, plumbing and carpets but may not cover your personal belongings. As well, a “bare walls-in” policy may offer limited coverage for some parts of your home and should be thoroughly reviewed if chosen by the association.


Supplementing the condo association’s master policy by purchasing condo insurance will ensure greater peace of mind about being covered for all scenarios.

When considering a condo policy and what it covers, it is important to be aware of the distinction between the responsibility of your condominium insurance policy and that of your condominium association's master or HOA policy.

While your condominium association's master or HOA policy will cover damage to the building and grounds, as well as external features, your condominium policy specifically needs to address coverage for your personal possessions and appliances, as well as fixtures and other attached features in your individual unit.

In an unexpected covered loss, such as a burglary or fire, you would need to file an insurance claim with both the condominium association's insurance company (if applicable), as well as your own. So don't overlook any details – make sure that you are adequately protected with an appropriate insurance policy.

When in doubt, just consult with us. We will work with you and assist you with the claims process.

When looking for ways to ensure you are protected from theft, fire damage, or liability claims, condo insurance is the key. Condo association coverage only takes care of the exterior of your condominium. On the other hand, condo insurance will cover your interior and possessions from harm, as well as provide protection in case of a lawsuit against you if you are found liable for damaging someone else's property or injuring them while in your condo.

It is critical to consider the amount of coverage you may need in order to protect yourself against financial liabilities that could arise from libel or slander charges, or other legal cases related to bodily injury. Investing wisely in condo insurance could save you a great deal of hassle and expense down the line.

Many condominium owners understand that they can’t deduct their insurance premiums from their taxes. However, there are certain exceptions to be aware of that allow you to potentially gain some tax benefit.

For instance, if you rent out the condo or operate a business from it, you can generally depreciate a portion of the premium you pay for your condo or landlord insurance policy. By taking advantage of these rules, condo owners have the opportunity to make their living spaces more cost effective and efficient in terms of taxation.